Skills, Flairs & Flaws

Are you Skilled?

Skills are the practical abilities your Hero relies on in every situation. Whether you're disarming traps, unlocking doors, crafting an item, or finding something hidden, everything you do in Hero Builder involves a skill. Skills are divided into four essential components: the Name, the Ability it's tied to, the Mastery Points (MP) your Hero has in it, and the Bonus it provides.

Let's take an example: Acrobatics (DEX.). The first two elements are clear — the name tells us this skill measures your Hero's acrobatic ability, and the (DEX.) indicates that it's linked to Dexterity. Therefore, when rolling for Acrobatics, we include the Dexterity Bonus in the calculation.

Now, for the remaining two parts: Mastery Points and the Bonus itself. The more MP your Hero has in a skill, the higher the bonus. For every 10 MP, the bonus increases by +1. So, if your Hero has 24 MP in Acrobatics, the bonus is +2.

When making a skill check, you roll, 3d8 + Ability Bonus + Skill Bonus. For instance, if the result of your 3d8 is 15, with a Dexterity Bonus of +4 and a Skill Bonus of +2, the total is 21.

Now, how does one accumulate Mastery Points? There are two ways — leveling up or rolling well. If your natural roll (the result of the 3d8 alone) exceeds the Skill Bonus, your Hero gains 1 MP, provided they haven't reached the skill's maximum bonus (Hero's Level +1). Rolling two 8s earns 5 MP, while three 8s nets 10 MP.

Upon creation, your Hero starts with 50 + (2 x Intelligence Base) in Mastery Points to allocate across their skills. No skill may begin with more than 15 MP, except one, which can start at 20. In Commoner games, the cap is 10 MP; in Godly games, it's 20 MP. When leveling up, your Hero

gains 15 + Intelligence Bonus Mastery Points to distribute.

The maximum Mastery Points (MP) any skill can hold begins at 20 MP when your Hero is created. As your Hero levels up, this limit increases by 10 MP for each level. For example, a Level 3 Hero may have up to 40 MP in any given skill, but no more. This progression ensures that your Hero's mastery grows steadily, reflecting their experience and development throughout their journey.

Now, use this wisely — each skill brings your Hero closer to the edge of greatness.

What Skill!

Now that you have a firm grasp of Skills, let's explore the ones listed in this book and how to create your own. Crafting a new skill is remarkably simple — just determine what it accomplishes when the Skill Check is successful and decide which Ability it relies on. For example, should your Hero wish to make candy, the task would naturally involve intelligence, thus creating a Candy Making (INT.) skill.

When making attacks, any skill can be employed with an item — provided, of course, the Hero Master approves and you describe the action convincingly.

Take our Hero, Klamp, who has a fondness for his Candy Making (INT.) skill and an even greater fondness for his massive wrench, Mongo. Klamp wishes to use this skill in combat, and the Hero Master agrees, provided Klamp explains how candy-making relates to slugging an opponent with a wrench the size of one's arm. Klamp, ever resourceful, says that folding hard candy requires precision and strength — he applies the same folding motion with Mongo in hand to "fold" the enemy.

And remember, whether or not a skill is on your Hero's sheet, they may always attempt a Skill Roll. It's all in how you play the situation.

Let me list my Skills

It's time to explore the categories of skills your Hero may possess. These are not mere abstractions; they are practical tools, each serving a distinct purpose in the world your Hero inhabits. The following categories cover a wide array of abilities, ensuring your Hero is well-rounded and prepared for any situation.

Common: These skills are the everyday tools of survival and interaction, essential in navigating the world outside of combat or intrigue. Combative: As the name suggests, these skills are honed for battle, ensuring your Hero is as lethal with a sword as they are with strategy. Labor: The practical, often overlooked, set of skills that handle the work of crafting, building, and maintaining the Hero's tools, surroundings, and perhaps livelihood. Social: For those who understand that words, charm, and persuasion can be just as powerful as weapons, these skills govern interaction and influence. Supernatural: Here lies the realm of magic, psychic abilities, and forces beyond the ordinary, for those who walk a path that defies natural laws.

More Background?

If you're in a rush and need to make sure your character aligns with a Background, then pick from these preset options, each paired with a tidy list of skills. Simple enough, no? Here's the process:

You'll select 3 skills to have 5 Mastery Points each. One skill will enjoy a boost to 15 Mastery Points, and another will bask in the luxury of 20 Mastery Points. Following that, distribute your Intelligence Base x2 among the remaining skills on your Background's list.

For the more adventurous — or the indecisive — roll 3d8 and let the dice decide your

Background. Feel like keeping things even simpler? Roll three d8s again, and whatever turns up will be the skills set at 5 Mastery Points. Repeat the process for 15 MP and 20 MP. If you roll the same result twice, keep rolling until something new comes up, or, if impatience triumphs, pick one yourself.

3. Envoy

You are a skilled diplomat, sent to foreign lands to represent your people. Your words carry weight, and you're adept at navigating the complex webs of politics and negotiation. Whether through charm, tact, or subtle manipulation, you know how to get what you want. Skills: Persuade (INT), Judge Intent (WIS), Leadership (WIS), Flattery (CHA), Conversationalist (CHA), Insight (WIS), Networking (CHA), Scheming (WIS)

4. Trader

A seasoned merchant who deals in goods and knows the value of everything. Skills: Appraising (WIS), Persuade (INT), Organization (INT), Record Keeping (INT), Critical Thinking (WIS), Conversationalist (CHA), Networking (CHA), Reading (WIS)

5. Street Rat

A resourceful survivor from the underbelly of society, quick and cunning. Skills: Dodging (DEX), Deception (CHA), First Aid (WIS), Thievery (DEX), Ambush (INT), Stealth (DEX), Appraising (WIS), Swimming (CON)

6. Aristocrat

A person of privilege, born into wealth and power, trained in leadership and diplomacy. Skills: Persuade (INT), Judge Intent (WIS), Leadership (WIS), Conversationalist (CHA), Flattery (CHA), Project Management (INT), Critical Thinking (WIS), Record Keeping (INT)

7. Veteran

A seasoned warrior, experienced in the harsh realities of battle and military life. Skills: Close Quarters Combat (STR), Marksmanship (WIS), Tactics (INT), Discipline (CON), Combat Awareness (WIS), Blocking (CON), First Aid (WIS), Hammermanship (STR)

8. Mariner

A sailor who has spent years at sea, navigating treacherous waters and thriving in harsh conditions. Skills: Swimming (CON), Navigation (INT), Rope Use (DEX), Dodging (DEX), Flanking (INT), Organization (INT), First Aid (WIS), Marksmanship (WIS)

9. Wanderer

A solitary figure who has spent a lifetime surviving the wilderness, far from civilization. Skills: Hunting (WIS), Survival (CON), Animal Handling (WIS), Herbalism (WIS), Tracking (WIS), First Aid (WIS), Trapping (WIS), Spearmanship (DEX)

10. Devotee

One who has dedicated their life to spiritual study and the service of a higher power. Skills: Religion (INT), Insight (WIS), Healing (WIS), Chanting (CHA), Research (WIS), Record Keeping (INT), Persuade (INT), Appraising (WIS)

11. Craftsman

A master of their trade, creating functional and artistic works through skill and labor. Skills: Blacksmithing (INT), Carpentry (WIS), Gem Cutting (WIS), Sewing (WIS), Engraving Stone (INT), Leatherworking (WIS), Organization (INT), Appraising (WIS)

12. Academic

A lifelong scholar, deeply engaged in study and the pursuit of knowledge. Skills: Research (WIS), Reading (WIS), Critical Thinking (WIS), Advanced Math (INT), Geometry (INT), Leap in Logic (INT), Writing (INT), Appraising (WIS)

13. Cutpurse

A skilled thief, living by their wits and their dexterity, mastering the art of stealth and theft. Skills: Deception (CHA), Dodging (DEX), Knife Fighting (DEX), Stealth (DEX), Thievery (DEX), Ambush (INT), Appraising (WIS), Poisoning (INT)

14. Tracker

A skilled hunter who knows how to find, capture, and take down prey in the wild. Skills: Trapping (WIS), Archery (CON), Animal Handling (WIS), Survival (CON), Spearmanship (DEX), First Aid (WIS), Stealth (DEX), Appraising (WIS)

15. Smith

A master of metalwork, forging weapons, armor, and tools with precision and strength. Skills: Blacksmithing (INT), Weaponsmithing (STR), Armorsmithing (INT), Mechanics (INT), Engraving Stone (INT), Leatherworking (WIS), Appraising (WIS), Hammermanship (STR)

16. Talespinner

A traveling bard, skilled in weaving stories and songs that inspire, entertain, or sway audiences across distant lands. Skills: Singing (CHA), Music (WIS), Poetry (CHA), Storytelling (CHA), Conversationalist (CHA), Persuade (INT), Flattery (CHA), Judge Intent (WIS)

17. Recluse

A hermit who has retreated from society, seeking wisdom and peace in isolation. Skills: Herbalism (WIS), Meditation (WIS), Survival (CON), Appraising (WIS), Gardening (INT), Astronomy (INT), Cooking (WIS), Reading (WIS)

18. Shadow

A professional killer, trained to move silently and strike with deadly precision. Skills: Poisoning (INT), Knife Fighting (DEX), Stealth (DEX), Dodging (DEX), Combat Awareness (WIS), Ambush (INT), Counterattacks (DEX), Thievery (DEX)

19. Cleric

A spiritual guide and healer, dedicated to their faith and the wellbeing of others. Skills: Healing (WIS), Religion (INT), Leadership (WIS), Persuade (INT), Chanting (CHA), Appraising (WIS), Reading (WIS), Insight (WIS)

20. Harvester

A laborer of the land, cultivating crops and livestock, living closely with nature. Skills: Animal Husbandry (INT), Gardening (INT), Milking (DEX), Trapping (WIS), Carpentry (WIS), Cooking (WIS), Appraising (WIS), Herbalism (WIS)

21. Pit Fighter

A gladiator, honed in the deadly art of combat for sport and survival. Skills: Hand-to-Hand Combat (STR), Dodging (DEX), Discipline (CON), Close Quarters Combat (STR), Wrestling (STR), Persuade (INT), Intimidation (CHA), Hammermanship (STR)

22. Tinkerer

An inventor, always experimenting with gadgets and mechanical creations. Skills: Mechanics (INT), Programming (INT), Critical Thinking (WIS), Organization (INT), Blacksmithing (INT), Advanced Math (INT), Chemistry (INT), Carpentry (WIS)

23. Scout

A ranger, skilled at navigating untamed wilderness, tracking enemies, and surviving in nature. Skills: Tracking (WIS), Archery (CON), Survival (CON), Animal Handling (WIS), Trapping (WIS), Stealth (DEX), Spearmanship (DEX), First Aid (WIS)

24. Performer

A versatile entertainer, adept at captivating audiences through a variety of talents — whether through humor, dance, or drama. Skills: Comedy (CHA), Singing (CHA), Dancing (DEX), Music (WIS), Conversationalist (CHA), Flattery (CHA), Poetry (CHA), Empathy (CHA)

Acrobatics (DEX)

Mastery of acrobatic feats and nimble movements, useful for stunts that require precision and balance.

Advanced Math (INT)

A deep engagement with complex mathematical theories and equations, far beyond the elementary level, challenging the mind to new heights.

Appraising (WIS)

The skill of evaluating the worth of an object through keen observation and careful analysis — essential when value is in question.

Carpentry (WIS)

The skilled trade of shaping and installing wooden

structures, from furniture to buildings.

Leatherworking (WIS)

The craft of shaping and sewing leather into

functional or decorative items.

Spinning (INT)

bringing laughter to any situation.

Spell-casting (WIS)

The art of casting spells to achieve specific magical effects, from simple enchantments to powerful rituals.

Summoning (INT)

The ability to call forth spirits or other supernatural beings to aid or serve the summoner.

Super Strength (STR)

The power to wield immense physical strength, far beyond the limits of ordinary humans.

Telekinesis (INT)

The ability to move objects with the mind alone, exerting control over matter from a distance.

Telepathy (INT)

The ability to communicate with others using only the mind, bypassing speech or physical signals.

Teleportation (CON)

The power to transport oneself or others instantly across space, arriving at a new location in an instant.

Transmutation (CON)

The ability to change the form or nature of an object, altering its properties or appearance with a thought.

A Final Word on Skills

With that, we draw the curtain on the Skills section. Your Hero's abilities, from the most mundane to the profoundly supernatural, are now within your grasp. These skills are not merely tools — they are the very essence of what your Hero can do, shaping every decision, action, and outcome. Master them, hone them, and let them guide your Hero through the world with precision and style.

For in Hero Builder, it is not just brute force that leads to victory, but the deft application of skill in every situation.

A Little Flair

Now that the substance of your Hero is in place, it's time to add some Flair. Flairs are those subtle enhancements that provide small, yet permanent benefits, the finishing touches to a well- rounded character. Every Hero receives their first Flair at level one. You'll notice that many Flairs offer a modest bonus in specific situations, while others simply apply the Base Character Bonus (BCB).

A word of caution: the BCB begins at +0 and increases only every other level, so at level 3, it remains a mere +1. Feel free to create your own Flairs, but remember — keep them minor. Small, yet impactful, like a dash of spice in a well-prepared dish.

Alertness

Your Hero gains +1 + BCB to initiative rolls, ensuring they're the first to act in a chaotic situation. Additionally, your Hero receives +2 + BCB to awareness checks, allowing them to spot hidden dangers or subtle movements others might miss. Whether scanning the battlefield or remaining vigilant during downtime, this Flair ensures your Hero is always one step ahead.

Back to Back

When standing back to back with an ally, both gain +1 + BCB to attack and armor. The bonus applies to both the Hero and their ally as long as they remain together. If both Heroes possess this Flair, the bonuses stack, ensuring they are stronger together, holding the line. It's teamwork at its finest, with backs literally covered.

Back to the Wall

When your Hero finds themselves with their back against a wall, they gain +1 + BCB to attack and armor, making them a formidable force. This defensive position grants not just physical protection but also the mental edge of having no vulnerabilities behind them. A cornered Hero is a dangerous one.

Burst Bonus

Adds +1 + BCB to all burst damage from area-of- effect attacks. Whether your Hero is throwing grenades, hurling Molotov cocktails, or using any explosive-type weapon, the destructive force increases. Perfect for those who thrive in chaos, leaving no stone unscorched.

Cat Reflexes

Your Hero's reflexes are as sharp as a cat's, granting them +2 + BCB to reflex defense. Whether dodging arrows, avoiding magical blasts, or slipping through a closing trap, this Flair ensures they remain untouchable when it matters most. Nimble and quick, they evade danger like it was never there.

Combat Reflexes

The ability to spend two action points at once, giving your Hero more flexibility in combat. This Flair is for those who need to act fast and decisively, allowing them to seize the moment and capitalize on opportunities that would pass others by. Two actions in one go, a deadly advantage in the heat of battle.

Dance with Giants

When fighting an enemy larger than your Hero — particularly an HMC — your Hero gains +1 + BCB to armor. This extra defense helps them stand toe-to- toe with giants, using agility and tactics to avoid heavy strikes from towering foes. They may be small, but they are by no means defenseless.

Diplomat

Adds +1 + BCB to all diplomacy checks when dealing with an HMC that has a negative CAMP Bonus with your Hero. This Flair gives your Hero the diplomatic edge needed to smooth things over, even in hostile situations, proving that a silver tongue can defuse tensions and open doors.

Dodge

Your Hero gains +2 + BCB to armor, making them more elusive and harder to hit. This Flair represents a natural ability to sidestep or duck incoming attacks, whether in combat or in fast-paced, dangerous situations.

Duel Wield

Your Hero becomes more adept at wielding two weapons simultaneously. Instead of rolling a d10 for the penalty when fighting with two weapons, you roll a d6. If this Flair is taken twice, the penalty die is eliminated entirely, allowing your Hero to unleash a relentless flurry of attacks.

Evasive Action

If your Hero successfully avoids a burst or blast attack due to their reflex defense, they may immediately move 2 five-foot spaces before the attack takes effect. If the Hero moves out of the affected area, they take no damage. This Flair ensures your Hero is always one step ahead, avoiding harm through sheer agility.

Feat of Strength

When your Hero finds themselves alone, they gain +1 + BCB to all strength-based checks. This Flair represents an extra reserve of strength when there's no one else to rely on, allowing your Hero to perform feats of raw power, whether it's lifting a heavy object or breaking through a barrier.

Final Rage

Allows your Hero to continue fighting down to -10 hit points, refusing to fall even when others would succumb. This Flair grants the Hero a final surge of strength, keeping them in the battle longer than expected, fueled by rage and determination.

Giant Hunter

Your Hero becomes more adept at battling larger enemies, gaining +1 + BCB to attack rolls against enemies bigger than themselves. Perfect for those who specialize in bringing down towering foes, whether beasts or titans.

Great Fortitude

Your Hero's physical endurance increases, granting +2 + BCB to fortitude defense. This Flair ensures they are more resistant to toxins, diseases, and other physical ailments that might slow them down.

Gunslinger

Your Hero gains +1 + BCB to all firearm-based attacks, making them more accurate and deadly with guns. Whether it's pistols, rifles, or any other ranged weapon, this Flair ensures they hit their mark.

Healer's Touch

Adds +1d4 + BCB to any healing power your Hero uses. This Flair increases the potency of their healing abilities, making them invaluable when it comes to keeping their allies in the fight.

Intellectus

Your Hero selects a Knowledge skill, and that skill gains +2 + BCB, reflecting their deep expertise in that area. This Flair represents a Hero's scholarly pursuits, ensuring they are the most knowledgeable in their chosen field.

Iron Will

Your Hero gains +2 + BCB to will defense, making them more resistant to mental manipulation, fear, and charm effects. With this Flair, they stand firm in the face of psychic and magical assaults that would break lesser minds.

Leadership

While adjacent to allies, your Hero grants them +1 + BCB to attack and skill checks, though this bonus does not affect damage rolls. This Flair makes your Hero a natural leader, inspiring those around them to perform better, even in the toughest situations.

Loyalty

When an ally's hit points drop below 0, your Hero gains +1 + BCB to all dice rolls until that ally is revived above 0 HP. This Flair reflects the deep bonds of trust and loyalty your Hero has with their companions, pushing them to perform better when their friends are in peril.

Lucky

Your Hero's BCB is added to all their defenses, on top of the regular BCB bonus. This Flair reflects a natural knack for avoiding danger, with luck seemingly always on their side.

Mana Tap

Allows your Hero to use their Free Action to roll up to 1 + BCB d20 for extra Power Points. Any unused Power Points by the end of the round deal that amount of damage to your Hero. This Flair is a double-edged sword — use the power wisely, or pay the price.

(Wo)Man's Best Friend

Your Hero can summon a loyal dog companion for free. The dog acts like a minion with defenses of 12 + BCB, providing a trusty ally in combat or exploration.

Power Caster

Your Hero can cast powers with a cost of 6 + (their level x 3) Power Points or less in one action but takes a -3 penalty to attack rolls and healing buffs for that power. This Flair reflects the Hero's ability to channel significant power quickly, though at a cost to precision.

Proficient

When your Hero's natural roll exceeds a preselected skill bonus, they gain +2 + BCB Skill Points instead of the usual 1. This Flair allows the Hero to accelerate their growth in a chosen skill, reflecting a natural proficiency that develops faster than usual.

Quick Draw

Your Hero can switch weapons as a free action, allowing them to remain fluid and adaptable in the heat of battle. There's no fumbling for the right tool, just quick, decisive action.

Quick Inspiration

Grants +1 + BCB to initiative for both your Hero and all allies while in your presence, ensuring that your Hero and their team are quick to act in any situation.

Quick Reload

Reloading a ranged weapon becomes a free action, allowing your Hero to maintain a relentless barrage of firepower without losing precious time.

Quick Thinking

Your Hero receives +2 + BCB to initiative, making them faster in reacting to threats and seizing the advantage in combat.

Renowned

Doubles the amount of CAMP your Hero earns with Hero Master Characters (HMCs), ensuring that their reputation grows quickly and widely.

Serious Fortitude

Allows your Hero to heal 1d10 + BCB with a Free Action, even if they are knocked down. This Flair ensures your Hero can recover from damage quickly, making them difficult to keep down.

Signature Power

Your Hero selects one power, and its Power Point cost is reduced by 1 + BCB. The designated power can be changed at level-ups, giving the Hero an edge in using their favorite ability more frequently.

Soft Spoken

Adds +2 + BCB to all Charisma-based skill checks when speaking to a target attracted to your Hero's gender. This Flair ensures your Hero's charm is irresistible to those who are drawn to them.

Spider Climb

Allows your Hero to climb up to 1 + BCB spaces as a free action. This Flair makes scaling walls or obstacles as easy as walking for your Hero.

Survivalist

Grants +1 + BCB to all outdoor-related skill checks, such as tracking, building a campfire, or navigating the wilderness. Your Hero is fully at home in the wilds, ready to survive whatever nature throws at them.

Thunder Punch

Adds an extra die to your Hero's unarmed attack damage. For example, a 2d4 punch becomes 3d4, making your Hero's fists a much more dangerous weapon.

Toughness

Increases your Hero's hit points by +5 + BCB, giving them extra durability in combat. This Flair represents a body hardened by experience, able to take more punishment.

Tree Roots

Knockback effects against your Hero are halved, rounded up, and if your Hero drops below 0 HP, they remain standing instead of falling prone. This Flair makes your Hero steadfast, rooted in place even when the situation grows dire.

Two Fates

Twice per day, your Hero can flip a coin instead of rolling 3d8. Heads counts as a natural 24, tails as a natural 3. This Flair offers your Hero a chance to gamble with fate, potentially achieving greatness — or disaster.

Weapon Mastery

Adds +1 + BCB to attacks made with a specific named weapon. This Flair allows your Hero to specialize, becoming a master of their chosen weapon.

Wrestler

Your Hero gains +2 + BCB to grapple checks, ensuring they are in control when locking horns with an opponent.

You Go First

Your Hero can swap initiative with an ally at the beginning of their turn, giving them tactical flexibility in combat and ensuring the right Hero acts at the right time.

Never Flawless

No Hero is flawless, and it would be tiresome if they were. A Flaw, in essence, is much like a Flair — only in reverse. It is a limitation, a weakness, something that shapes the Hero's journey and remains with them until the bitter or triumphant end. But don't be deceived into thinking a Flaw is solely detrimental. Flaws, my dear reader, are often the stepping stones to true greatness. They add depth, texture, and nuance to a character, pushing them to grow, to struggle, and to overcome.

At the time of creation, a Hero may take up to two Flaws. More, perhaps, if the Hero Master permits. After all, it is in the struggle with one's imperfections that true character is born.

Absent-Minded

You tend to forget things, particularly Knowledge- based skills. Take -1d6 to all Knowledge skill rolls, but when making Leap in Logic checks, gain +1d4 for those rare flashes of brilliance.

Addiction

You're hooked on something, and it's a constant distraction. If you don't feed your addiction every 1d3 hours, you suffer a -1d6 penalty to all rolls. But when your craving is satisfied, you get a temporary +1d4 boost to your rolls for the next 1d3 hours. Bliss, though fleeting.

Allergic

It seems there's something in the world that your body violently rejects. If you come into contact with this allergen, you take 1d8 damage every 1d3 minutes until it's removed. However, you gain +1d6 to tracking rolls involving this substance — nothing like fear to sharpen your senses.

Bad Sight

You've never been known for sharp vision. Take a - 1d6 penalty on all rolls that require your eyes. However, should you find eyewear that grants +3 to your Wisdom bonus but takes -1 from your Charisma, your bad sight is ignored.

Blind

Your Hero cannot see at all, suffering a -1d12 to all skill checks involving sight. On the bright side, you gain a +1d6 bonus to touch-based skill checks, navigating the world through your other senses.

Child

Whether you are a child or just look like one, nobody takes you seriously. Take a -1d6 penalty on all diplomacy rolls. The upside? You never gain negative CAMP with HMCs who have a soft spot for children.

Clumsy

You have a habit of knocking things over. Take a - 1d6 penalty to all Dexterity-based skill checks. However, your clumsiness comes with a hidden strength, granting you a +1d4 bonus to all Strength-based skill checks.

Confused

You rarely know what's going on, taking a -1d6 penalty on all Wisdom-based skill checks. If by some miracle you roll a natural 21 on a skill check, gain +BCB to the roll. Even the confused have their moments of clarity.

Dyslexia

Like the creators of Hero Builder, you struggle with reading. Take a -1d6 penalty to all skill checks that involve reading. Yet, this struggle sharpens your intuition, giving you +1d4 to all Wisdom-based skill checks.

Failure

You've faced failure, and it haunts you. Whenever you find yourself in a similar situation roll 1d4. If a 1 or 2, fear paralyzes you. 3 or 4, and you gain +2 + BCB to all rolls for one round, conquering your past.

Mute

Your Hero cannot speak, resulting in a -1d6 penalty to all skill checks requiring speech. On the flip side, this heightens your other senses, granting +1d4 to all hearing-based skill checks.

Nudist

You refuse to wear more than 50% of your available defense bonuses. If, for example, a level two Hero can wear up to +9 in defense, you can only wear +4. This lifestyle choice also makes you more vulnerable to the elements, resulting in a -1d6 penalty to Constitution-based skill checks in extreme weather, and a -1d8 penalty to Charisma-based skill checks with more formal or conservative groups. However, this freedom of movement grants +1d6 to Dexterity-based skill checks and +1d4 to Initiative rolls. Light on your feet, if not on propriety.

Overconfident

You believe you can take on anything, even foes well beyond your abilities. If you roll a natural 24, it counts as a 3. But should you roll a natural 3, it becomes a 24. Fortune favors the bold — or the foolhardy.

Phobia

You have a deep-seated fear of something. If you encounter it roll 1d4. 1 or 2 means you must flee. If 3 or 4, you gain +2 + BCB to all rolls for one round of combat, your fear turned into a moment of strength.

Short Fuse

You're quick to anger and Combat may begin, whether warranted or not. If you are able to control your temper, gain +1d6 to Bully skill checks. Sometimes anger is its own weapon.

Shy

You struggle with speaking to new people, resulting in a -1d12 penalty to all skill checks involving social interaction with strangers. Once you've earned a positive CAMP with an HMC, however, this shyness vanishes.

Soft-Hearted

Innocence pulls at your heartstrings, and if you encounter an innocent HMC in need, you must rush to their aid — even if it leads to your Hero's death. Should you save them, however, gain BCB in Hero Points. Kindness has its rewards.

Stench

Your Hero's smell is nothing short of offensive, causing a -1d12 penalty to all skill checks involving HMCs with functional noses. On the bright side, you gain +1d6 to all attacks against enemies with noses — they'll want to get away from you, fast.

Tortes

You have a nervous tic that gives you away, resulting in a -1d6 penalty to all skill checks involving hiding your identity. However, if the HMC has +5 CAMP with your Hero, your Tortes is ignored. Old friends don't care about your quirks.

Unskilled

You're not particularly good at much of anything, resulting in a -1d6 penalty to all skill checks. However, if a skill is trained, you gain +1d4 to that specific skill check. Even the unskilled can excel in their niche.

Fragile

Your body is prone to injury. You suffer +2 damage from all sources. However, your vulnerability has made you cautious, granting you +1 to Reflex Skill checks when avoiding traps or hazards.

Paranoid

You're constantly on edge, always suspicious of others. You take a -1d6 penalty to all social interactions, as trust is hard to come by. However, your paranoia sharpens your instincts, giving you +2 to Perception Skill checks when trying to detect hidden threats.

Inflexible

You struggle to adapt to new strategies or tactics. Changing plans mid-combat results in a -2 penalty to all rolls until your next turn. However, once a plan is set, you follow it with single-minded determination, giving you +1 to all rolls when you stick to your original course of action.

Slow Metabolism

You recover from injuries and fatigue at a slower rate than most. Healing effects on you are half as effective. However, you can endure longer periods without food or rest, granting you +2 to Constitution checks.

Heat or Cold Intolerance

Hot or Cold environments wear you down quickly. In temperatures above 90°F or below 30°F (or equivalent), take a -1d6 penalty to all rolls. However, in the opposing climate, you thrive, gaining +1 to Strength and Dexterity checks.

Pessimist

You tend to see the worst in every situation. Whenever a roll fails, your morale suffers, and you take a -1 to your next roll. However, when success seems unlikely and you roll a natural 24, you gain a +1 to all rolls for the next round — surprised by your own success.

Impulsive

You struggle with thinking before acting. You must act first in combat but suffer a -1d6 penalty to Rolls when making complex decisions under pressure. However, your quick reactions grant you +2 to Initiative rolls.

Tunnel Vision

You hyper-focus on a single task to the exclusion of everything else. When locked onto a target or goal, you take a -2 to Perception checks for anything not related to that task. However, your focus grants you +1 to rolls involving that singular task until it's completed.

Germaphobe

You have an intense fear of filth. If you come into contact with anything dirty or contaminated suffer a -2 penalty to all rolls until you're clean again. On the bright side, your vigilance toward hygiene gives you +2 to Medicine skill checks when treating infections or illnesses.

Blabbermouth

You tend to reveal more than you should in conversations. Take a -1d6 penalty to Bluff or Diplomacy rolls when trying to withhold information. However, your openness sometimes leads to unexpected connections, giving you +2 to Charisma rolls when meeting new HMCs.

Uncoordinated

You lack physical grace. Whenever you attempt to use multiple actions in a turn, take a -1d6 penalty to the second action. However, if you focus on a single action, you gain +1 to the roll, as you've learned to pour your energy into one task at a time.

Slow Learner

You struggle with learning new skills or absorbing complex concepts. Take a -1d6 penalty on any attempt to learn or improve a skill that you do not have a bonus in. However, once you have a +1 Bonus in something, gain +1d4 Mastery Points whenever you would gain just 1, as you tend to excel at what you already know well.

Heavy Sleeper

You sleep like the dead and are difficult to wake. In surprise situations or ambushes, you take a -2 penalty to all rolls until fully awake. However, you recover +1d6 more HP during extended rests due to your deep slumber.

Awkward Hands

You have trouble with delicate tasks that require precision. Take a -1d6 penalty to all dexterity Skill Checks. However, you gain a +1 bonus to damage when wielding heavy weapons, as brute force works better for you.

Fear of Heights

Being high above the ground terrifies you. Take a - 1d6 penalty to all actions while on elevated terrain or climbing. However, when you're on solid ground, gain +1d4 to Fortitude Defense when attacked, feeling more grounded and secure.

Panic Under Pressure

You freeze up when the stakes are high. Take a -1d6 penalty to any rolls made during a crisis (such as critical battles or life-threatening situations). However, gain +1d4 to Perception when preparing for such events in advance.

Overburdened

You tend to carry too much, making it harder for you to move swiftly. Take a -1d4 penalty to Initiative rolls when carrying more than half of your weight capacity. However, gain +1d6 to Strength checks when lifting or carrying heavy objects.

Indecisive

You struggle to make decisions quickly, taking a - 1d6 penalty to all rolls when trying to make tactical or life-altering choices. However, gain +1d4 to all rolls if you have an ally make a decision for you, benefiting from their certainty.

Crowded Mind

Your mind races with too many thoughts. Take a - 1d6 penalty on concentration-based tasks like casting spells or solving puzzles. However, in chaotic situations where multiple things happen at

once, gain +1d4 to your Reflex Defense When Attacked or reaction-based checks, as you can handle confusion well.

Fragile Ego

You don't handle criticism well. When insulted or berated by others, you take a -1d6 penalty to Charisma-based rolls. However, when praised or complimented, you gain +1d6 to Charisma-based rolls for one hour afterward.

Flat-Footed

Your balance is poor, and you're often caught off guard. Take a -1d6 penalty to rolls involving balance or being knocked prone, The Repel effect acts like the Kockback Effect. However, when you're braced or on steady footing, gain +1d4 to all Dexterity Checks.

Asthmatic

You struggle to breathe after exerting yourself, reducing your endurance. After using a Action Point for the next 1d4 rounds, taking -1 to all rolls.

Forgetful

You have trouble remembering crucial details. Whenever you attempt a Knowledge-based roll or try to recall specific information, take a -1d6 penalty. On the bright side, this has led you to rely on intuition; in situations requiring quick thinking, gain a +1d4 bonus to unplanned actions.

Overly Honest

Deception isn't your strong suit. Take a -1d6 penalty to all Bluff or Deception Skill Checks. However, your honesty has earned you a certain level of trustworthiness, granting +1d4 to Diplomacy Skill Checks when speaking openly.

Low Pain Tolerance

You struggle with enduring pain, making even minor injuries a challenge. Every time you take physical damage results in a -1d6 penalty to rolls until your next turn. However, you gain +1 + BCB to Initiative, as pain makes you hyper-aware of avoiding further harm.

Oblivious to Danger

Your sense of caution is sorely lacking, leading you to underestimate threats. When rolling for Perception to detect danger, take a -1d4 penalty. However, this carefree nature has its perks, granting +1d6 to Will Defense against fear effects.

Self-Doubting

You lack confidence in your abilities. Whenever attempting a skill or action you've previously failed, take a -1d6 penalty due to hesitation. But when someone encourages you, gain +1d4 to the roll, as their faith bolsters your resolve.

Night Owl

Your energy peaks at night, making daytime feel sluggish. During daylight hours, take a -1d4 penalty to all rolls. At night, however, you gain +1d4 to Perception and Stealth Skill Checks, moving with confidence under cover of darkness.

Soft-Spoken

Your voice lacks volume and presence, making it difficult to command attention. Take a -1d6 penalty to all rolls involving persuasion or intimidation. However, your understated presence grants you a +1d4 bonus to Stealth rolls in quiet situations.

Old Injury

An old wound flares up under stress. Whenever you make an intense physical action (like sprinting or

lifting), take a -1d6 penalty on Strength-based rolls for the next hour. However, your resilience gives you +1 to Fortitude Defense in non-combat situations.

Curiosity

You can't resist investigating the unknown, sometimes to your detriment. When faced with an unusual object or situation take a -1d4 penalty to Perception as you become distracted. On the upside, this habit grants +1d4 to Investigation-based rolls, as your curiosity sharpens your eye for detail.

Impatient

Waiting is not in your nature, and you prefer action over inaction. In any scenario where you must wait, take a -1d6 penalty to rolls until you can act. However, if you're the first to make a move in a given situation, you gain +1d4 to the roll, capitalizing on your head start.